Heating Oil Pricing and Payments

Pay for your heating oil the way that works for you

At Mirabito Energy Products, we want our customers to be able to pay for their heating fuel in the most convenient, worry-free way possible. That isn’t always easy. Your heating oil costs always end up concentrated in a few expensive months in the fall and winter.

Then there’s the unpredictability of heating oil pricing, which can be affected by a lot of factors no one can control, like global weather patterns, international conflicts, supply chains, etc.

However, Mirabito has pricing and payment plans that can take uncertainty out of your energy budget — and potentially save you some money too.

propane budget

Budget Plan options

When you sign up for a Mirabito Budget Plan, you no longer need to pay for your fuel in full upon delivery. Instead, we’ll create a monthly plan that divides your annual fuel costs into equal payments. This approach helps you manage your heating expenses more effectively while cutting your winter payments nearly in half!

Here are the two Budget Plan options we offer:

Market Rate Budget Plan

With this plan, your payments are based on the price of fuel on the day it’s delivered. If your total payments end up being lower than estimated, the resulting credit will roll over to the next year. If your costs are higher than expected, the difference will appear in your final budget statement. Best of all, there’s no enrollment fee, and you’ll enjoy a 20¢-per-gallon discount!

Budget Cap Plan

This option guarantees that your per-gallon fuel price will never exceed a predetermined cap, no matter how high market prices rise. If fuel prices have dropped below the cap when your delivery is made, you’ll automatically receive the the lower rate. With equal monthly payments, this plan simplifies budgeting for heating costs year-round. If you use less fuel than estimated, any credit will roll over to the following year. If you use more, the additional balance will be reflected in your final budget statement.

Both plans are designed to make managing your heating costs easier and more predictable. Choose the one that best fits your needs and take control of your energy budget today!

Prepay Plans

Mirabito’s Prepay Fixed Plan offers a straightforward, fee-free option to lock in the lowest possible heating oil price based on current market conditions. With this plan, you prepay for the estimated number of gallons you’ll use up front, securing your rate for the season. If you use fewer gallons than expected, any remaining credit will roll over to the next year. Should you exceed your estimate, the additional gallons will be billed at the current market rate at the time of delivery.

Mirabito’s Prepay Cap Plan provides price protection by setting a maximum rate you’ll pay for the year while still allowing you to benefit if market prices drop. You make a single upfront payment based on your estimated usage, and if there’s a credit at the end of the season, it will roll over to the next year. If you use more than your prepurchased fuel, the extra gallons will be invoiced at the current market rate at the time of delivery.

Need assistance with your heating oil expenses?

At Mirabito, your year-round comfort and safety are our top priorities. We know that households sometimes need some help, and we’re happy to accept Home Energy Assistance Program (HEAP) customers.

HEAP is a federally funded program that issues heating benefits to supplement a household’s annual energy costs, including heating oil costs. HEAP also offers an emergency benefit for households in a heat or heat-related energy emergency. Additionally, HEAP can provide a furnace repair or replacement benefit for households with inoperable heating equipment.

To apply for HEAP, take the following steps:

Step 1: Contact our Mirabito Care Center team specialist, who will set up an account and provide you with your Mirabito account number.
Step 2: Call your local county office and talk to them about choosing Mirabito to be your fuel provider and fill out any necessary applications. Select the state and/or county in which you are a resident to be directed to the appropriate contact. Provide your Mirabito account number to your contact at your local energy assistance agency to begin receiving assistance:
Step 3: Ask your Mirabito office for an Energy Assistance voucher to be faxed to 607-584-5133.

If you want to discuss any of the pricing and payment options above — or if you need help getting started with a HEAP application — please contact the Mirabito team today. We’re here to help!

Our team is here for your energy and equipment needs. How can we help?

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